Why Cape May County shops need auto repair shop insurance
Cape May County's repair shops, including seasonal demand, need garage liability and garagekeepers coverage built for an auto-service operation. Standard business policies don't cover customer vehicles in your care — that's what garagekeepers coverage is for, and it's the gap most shops miss.
What auto repair shop insurance covers in Cape May County
- Garage Liability — injury and property-damage claims from your operations and premises.
- Garagekeepers — damage to customer vehicles while in your care, custody, or control.
- Tools & Equipment — lifts, diagnostic gear, and shop equipment.
- Workers Compensation — injuries to your mechanics and staff.
- Commercial Property — the building, parts inventory, and contents.
Getting the right coverage in Cape May County
The right policy depends on your specific situation, and we size it to match rather than selling a one-size-fits-all package. As an independent agency, we compare multiple carriers instead of pushing one company's products.
Working with a local Cape May County agent
Serving Ocean City, Wildwood, and Sea Isle City and all of Cape May County, Kevin Brown Insurance Agency explains the coverage in plain language and places it correctly the first time.