Why Somerset County shops need auto repair shop insurance
Somerset County auto repair and specialty shops need garage liability and garagekeepers coverage for the vehicles they service. Standard business policies don't cover customer vehicles in your care — that's what garagekeepers coverage is for, and it's the gap most shops miss.
What auto repair shop insurance covers in Somerset County
- Garage Liability — injury and property-damage claims from your operations and premises.
- Garagekeepers — damage to customer vehicles while in your care, custody, or control.
- Tools & Equipment — lifts, diagnostic gear, and shop equipment.
- Workers Compensation — injuries to your mechanics and staff.
- Commercial Property — the building, parts inventory, and contents.
Getting the right coverage in Somerset County
The right policy depends on your specific situation, and we size it to match rather than selling a one-size-fits-all package. As an independent agency, we compare multiple carriers instead of pushing one company's products.
Working with a local Somerset County agent
Serving Bridgewater, Franklin, and Bernards and all of Somerset County, Kevin Brown Insurance Agency explains the coverage in plain language and places it correctly the first time.