Why Union County shops need auto repair shop insurance
Union County's dense repair-shop and body-shop market in Elizabeth and Linden needs garage liability and garagekeepers protection. Standard business policies don't cover customer vehicles in your care — that's what garagekeepers coverage is for, and it's the gap most shops miss.
What auto repair shop insurance covers in Union County
- Garage Liability — injury and property-damage claims from your operations and premises.
- Garagekeepers — damage to customer vehicles while in your care, custody, or control.
- Tools & Equipment — lifts, diagnostic gear, and shop equipment.
- Workers Compensation — injuries to your mechanics and staff.
- Commercial Property — the building, parts inventory, and contents.
Getting the right coverage in Union County
The right policy depends on your specific situation, and we size it to match rather than selling a one-size-fits-all package. As a South Plainfield-based agency, we know Union County firsthand. As an independent agency, we compare multiple carriers instead of pushing one company's products.
Working with a local Union County agent
Serving Elizabeth, Westfield, and Linden and all of Union County, Kevin Brown Insurance Agency explains the coverage in plain language and places it correctly the first time.