Bonds · who we help
We place surety bonds for New Jersey contractors, subcontractors, developers and businesses that need a bond to win work, get an approval or stay a judgment, including principals who were declined elsewhere. Kevin Brown Insurance Agency is an independent, NJ-licensed agency that prepares a complete submission and takes it to sureties that fit the bond and the account.
Contractors bidding public work
Contractors bidding municipal, county, school and state construction work need a bid bond and a surety’s consent with the bid, then performance and payment bonds when the contract is awarded. We help you line up bonding before you bid.
Subcontractors
Subcontractors on larger jobs are often required to bond their own scope. We place subcontract performance and payment bonds on the GC’s forms.
Growing contractors
Contractors ready for larger work need more single-job and aggregate capacity. We help strengthen the financial picture sureties look at and set up a bond program sized for growth.
Developers & builders
Developers with subdivision or site plan approval post performance and maintenance guarantees for site improvements under the Municipal Land Use Law. We place them on the town’s standardized bond forms.
Declined principals
Weak credit, thin financials or a past claim can lead to a decline. Specialty sureties underwrite these situations, often with conditions such as collateral or funds control.
Businesses appealing a judgment
Businesses appealing a money judgment in NJ courts generally post a supersedeas bond to stay collection. We work with your attorney on the amount and filing deadline.
Contract bonds (bid, performance, payment, maintenance), subdivision and site improvement bonds, appeal bonds, and bonds for principals declined elsewhere.
No. A bond guarantees your obligation to someone else. If the surety pays a claim, you and the indemnitors must repay it.
Not through our website. When a surety needs to check credit, it’s handled through the surety’s own secure process.
Many smaller license and permit bonds can be issued quickly online; see our NJ license and permit bond page.
Tell us the bond, the amount, who requires it and when it’s due. Bid dates and court deadlines get priority.
Hard-to-place risks, large commercial projects and business-owner life insurance. Kevin reviews every file personally. No call center.
